Pay vs cost of living
How far does a Insurance Underwriter's pay go, state by state?
A Insurance Underwriter's pay leaves the most room in South Dakota — about $6,472/mo take-home against $910/mo typical rent — and the least in Hawaii.
| State | Est. take-home | Typical rent | Rent share |
|---|---|---|---|
| South Dakota | $6,472/mo | $910/mo | 14% |
| District of Columbia | $6,787/mo | $1,900/mo | 28% |
| Colorado | $6,492/mo | $1,659/mo | 26% |
| Massachusetts | $6,372/mo | $1,716/mo | 27% |
| Washington | $6,165/mo | $1,641/mo | 27% |
| New York | $6,143/mo | $1,621/mo | 26% |
| New Hampshire | $5,836/mo | $1,424/mo | 24% |
| New Jersey | $6,057/mo | $1,656/mo | 27% |
| Maine | $5,392/mo | $1,104/mo | 20% |
| Delaware | $5,589/mo | $1,321/mo | 24% |
| Kentucky | $5,127/mo | $918/mo | 18% |
| Wisconsin | $5,098/mo | $1,033/mo | 20% |
| Ohio | $5,018/mo | $986/mo | 20% |
| Pennsylvania | $5,175/mo | $1,176/mo | 23% |
| Connecticut | $5,394/mo | $1,483/mo | 27% |
| Minnesota | $5,138/mo | $1,230/mo | 24% |
| Nebraska | $4,911/mo | $1,017/mo | 21% |
| Michigan | $4,934/mo | $1,072/mo | 22% |
| Rhode Island | $5,063/mo | $1,289/mo | 25% |
| Georgia | $5,030/mo | $1,320/mo | 26% |
| Illinois | $4,947/mo | $1,246/mo | 25% |
| Kansas | $4,679/mo | $1,025/mo | 22% |
| Alaska | $4,967/mo | $1,361/mo | 27% |
| Tennessee | $4,712/mo | $1,111/mo | 24% |
| Texas | $4,927/mo | $1,328/mo | 27% |
| North Carolina | $4,745/mo | $1,147/mo | 24% |
| Oregon | $4,869/mo | $1,431/mo | 29% |
| North Dakota | $4,334/mo | $911/mo | 21% |
| Arizona | $4,822/mo | $1,419/mo | 29% |
| Indiana | $4,416/mo | $1,022/mo | 23% |
| California | $5,340/mo | $1,969/mo | 37% |
| Maryland | $5,015/mo | $1,683/mo | 34% |
| Vermont | $4,516/mo | $1,207/mo | 27% |
| Iowa | $4,233/mo | $932/mo | 22% |
| Arkansas | $4,152/mo | $903/mo | 22% |
| Idaho | $4,364/mo | $1,163/mo | 27% |
| Missouri | $4,198/mo | $997/mo | 24% |
| Oklahoma | $4,168/mo | $970/mo | 23% |
| South Carolina | $4,298/mo | $1,131/mo | 26% |
| Alabama | $4,046/mo | $967/mo | 24% |
| Louisiana | $4,103/mo | $1,028/mo | 25% |
| New Mexico | $4,037/mo | $1,034/mo | 26% |
| West Virginia | $3,847/mo | $848/mo | 22% |
| Mississippi | $3,864/mo | $933/mo | 24% |
| Montana | $3,784/mo | $1,031/mo | 27% |
| Virginia | $4,216/mo | $1,547/mo | 37% |
| Utah | $4,027/mo | $1,396/mo | 35% |
| Florida | $4,142/mo | $1,542/mo | 37% |
| Nevada | $4,067/mo | $1,478/mo | 36% |
| Hawaii | $4,215/mo | $1,927/mo | 46% |
Take-home is that state's BLS OEWS 2023 median wage after a rough ~22% tax estimate — a ballpark, not a real paycheck. Rent is population-weighted Census gross rent (utilities included). Neither includes state taxes, insurance, or the cost of moving.