Pay vs cost of living
How far does a Credit Analyst's pay go, state by state?
A Credit Analyst's pay leaves the most room in New York — about $8,429/mo take-home against $1,621/mo typical rent — and the least in Utah.
| State | Est. take-home | Typical rent | Rent share |
|---|---|---|---|
| New York | $8,429/mo | $1,621/mo | 19% |
| Wyoming | $6,109/mo | $979/mo | 16% |
| Virginia | $6,386/mo | $1,547/mo | 24% |
| North Carolina | $5,831/mo | $1,147/mo | 20% |
| Washington | $6,195/mo | $1,641/mo | 26% |
| Iowa | $5,473/mo | $932/mo | 17% |
| North Dakota | $5,333/mo | $911/mo | 17% |
| Alabama | $5,386/mo | $967/mo | 18% |
| New Mexico | $5,362/mo | $1,034/mo | 19% |
| Illinois | $5,504/mo | $1,246/mo | 23% |
| Nebraska | $5,071/mo | $1,017/mo | 20% |
| Kentucky | $4,852/mo | $918/mo | 19% |
| Maine | $4,996/mo | $1,104/mo | 22% |
| Massachusetts | $5,587/mo | $1,716/mo | 31% |
| Pennsylvania | $5,047/mo | $1,176/mo | 23% |
| Colorado | $5,502/mo | $1,659/mo | 30% |
| Rhode Island | $5,100/mo | $1,289/mo | 25% |
| South Carolina | $4,870/mo | $1,131/mo | 23% |
| New Hampshire | $5,162/mo | $1,424/mo | 28% |
| Minnesota | $4,939/mo | $1,230/mo | 25% |
| Missouri | $4,639/mo | $997/mo | 21% |
| Connecticut | $5,090/mo | $1,483/mo | 29% |
| Vermont | $4,813/mo | $1,207/mo | 25% |
| Ohio | $4,549/mo | $986/mo | 22% |
| Maryland | $5,218/mo | $1,683/mo | 32% |
| New Jersey | $5,182/mo | $1,656/mo | 32% |
| Oregon | $4,924/mo | $1,431/mo | 29% |
| Texas | $4,815/mo | $1,328/mo | 28% |
| Florida | $4,991/mo | $1,542/mo | 31% |
| District of Columbia | $5,280/mo | $1,900/mo | 36% |
| Idaho | $4,508/mo | $1,163/mo | 26% |
| Kansas | $4,354/mo | $1,025/mo | 24% |
| Michigan | $4,385/mo | $1,072/mo | 24% |
| South Dakota | $4,221/mo | $910/mo | 22% |
| California | $5,279/mo | $1,969/mo | 37% |
| Wisconsin | $4,255/mo | $1,033/mo | 24% |
| Indiana | $4,192/mo | $1,022/mo | 24% |
| Oklahoma | $4,128/mo | $970/mo | 23% |
| Nevada | $4,604/mo | $1,478/mo | 32% |
| Hawaii | $4,996/mo | $1,927/mo | 39% |
| Tennessee | $4,136/mo | $1,111/mo | 27% |
| Arkansas | $3,925/mo | $903/mo | 23% |
| Georgia | $4,300/mo | $1,320/mo | 31% |
| Montana | $3,970/mo | $1,031/mo | 26% |
| Alaska | $4,273/mo | $1,361/mo | 32% |
| Arizona | $4,323/mo | $1,419/mo | 33% |
| Mississippi | $3,680/mo | $933/mo | 25% |
| Louisiana | $3,716/mo | $1,028/mo | 28% |
| West Virginia | $3,413/mo | $848/mo | 25% |
| Utah | $3,832/mo | $1,396/mo | 36% |
Take-home is that state's BLS OEWS 2023 median wage after a rough ~22% tax estimate — a ballpark, not a real paycheck. Rent is population-weighted Census gross rent (utilities included). Neither includes state taxes, insurance, or the cost of moving.